Life insurance can provide a foundation of financial security for you and your loved ones. We can help you compare different types of life insurance to choose the best level of coverage for your needs.
Term Life Insurance
Term life insurance provides coverage for a specific period, such as five, ten, fifteen or thirty years. Many policy options are available, so this type of insurance can easily be tailored to your life insurance goals. Term insurance is typically the most affordable type of life insurance because it only covers a specific time period.
Whole Life Insurance
Whole life insurance covers you for your entire life and can protect your loved ones by building a savings plan for their future. It pays death benefits and has a cash value accumulation feature which grows over the life of the policy.
Universal Life Insurance
Universal life insurance is a type of permanent insurance that offers more flexibility. Features include:
- Adjustable death benefits: The death benefit can be increased or decreased at the policy holder’s request.
- Flexible premiums: You can choose different premium payment methods.
Variable Universal Life Insurance
Variable universal life insurance is a type of permanent insurance that gives you a hands-on approach. You can control where to invest cash value in a wide variety of separate accounts. You also have flexibility in premium payment methods.
Contact our team to learn more about our life insurance options.