Property and liability insurance safeguards you, your company and customers from known and unknown hazards. Regardless of your industry, you need property coverage to protect your equipment and business’s personal property and liability coverage that protects you against lawsuits. We offer a variety of customized plans to help minimize your business risks.
Commercial property insurance protects buildings and their contents, including all your owned and leased business personal property, when damaged by fire, smoke, theft, vandalism, weather and other covered perils.
- Owned or leased workspaces
- Business property including computers, phones, and furniture
- Inventory and business personal property
If you own your building, your business property policy should provide coverage for damage to the structure and its contents. You also need this coverage for your business personal property if you lease your space.
General Liability (GL) Insurance
Also referred to as Commercial General Liability insurance (CGL), this type of insurance is the most basic form of business liability coverage. General Liability insurance protects a business against claims due to injuries, accidents, and negligence. It can also protect your business from costs related to bodily injury claims such as libel and slander. You may need to purchase additional liability policies to protect your business from more specific types of emerging threats.
Errors and Omission (E & O) Insurance
Also known as Professional Liability insurance, this policy protects your business from loss or damage arising from poor or misleading advice, as well as acts of negligence that leads to a client’s financial loss.
Employment Practice Liability Insurance (EPLI)
EPLI provides protection from claims and lawsuits brought against a business, its officers, directors, managers or employees for discrimination, wrongful termination, sexual harassment and other employment-related allegations.
This type of insurance also covers claims related to employee benefits mismanagement. Widely used technology can cause an employee’s benefits enrollment or personal health information to be made public unintentionally. EPLI insurance would protect you in such an event.
Contact Our Team to learn more about our Property and Liability Insurance options.